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Disclosure statement: Phil Mason-Cox (the principal and founding member of Keys FP Pty Ltd in Brisbane) is an Authorised Representative of Keys Licensee Pty Ltd a privately owned financial services organisation which supports choice and opportunity for our clients. Keys FP Pty Ltd (Authorised Representative No 250140) is a Corporate Authorised Representative of Keys Licensee Pty Ltd. Keys Licensee Pty Ltd holds an Australian Financial Services Licensee, Licensee number 523830 of 29 Southern Skies Avenue, Reedy Creek Qld 4227. Download our Financial Services Guide here. Disclaimer and terms of use: This news publication contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Every effort has been made to ensure that the information provided is accurate. Individuals must not rely on this information to make a financial or investment decision. Before making any decision, we recommend you consult a financial planner to take into account your particular investment objectives, financial situation and individual needs. Keys FP Pty Ltd does not give any warranty as to the accuracy, reliability or completeness of information which is contained in this website. Except insofar as any liability under statute cannot be excluded, Keys Licensee Pty Ltd, its employees do not accept any liability for any error or omission on this web site or for any resulting loss or damage suffered by the recipient or any other person.